Products / EarnPaused

Earn on what you hold.

Supply settled assets to lending markets and earn what borrowers are paying. Every rate comes from live market data. When there is no feed, there is no number.

Supply marketsFeed status
AssetAPYUtilisation
Connecting to market feedChecking feed
How it works

Reserves that earn while they wait.

Choose a market

Compare live supply rates and utilisation across connected markets.

Supply from your wallet

Sign the supply in your own wallet. Your position starts earning once it settles.

Withdraw when you need it

Pull funds back as market liquidity allows, or keep them working as collateral.

Our data rule

No feed. No number.

Treasury teams need numbers they can defend. We only show a rate when the market is reporting one, and we label it clearly when it isn’t.

The market’s own rate

What borrowers pay, passed through from the lending market. No teaser rates.

Earn and borrow on one balance

Eligible supplied assets can also back a credit line, so treasury does two jobs.

Every position, visible

Balances, accrued earnings and market status in one view your finance team can check.

Supply rates are variable and can fall to zero. When a market is highly utilised, withdrawals may have to wait for liquidity. Smart contract and market risks apply.

For business

Treasury yield for business.

Put idle reserves to work at the market’s own rate, with every position visible to your finance team.

Open a business account
Market rate, from live dataPaused
Supplied assets can back a credit linePaused
Statements and exportsPlanned

Questions

Where does the yield come from?

From interest paid by borrowers in the lending market you supply to. When borrowing demand falls, so does the rate.

Can I withdraw at any time?

You can request a withdrawal whenever you like. It completes when the market has enough unborrowed liquidity to pay it out.

What fees does uLend charge?

See the fees page for the current schedule. Fees.

Let what you hold earn its keep.